{"id":987503601,"date":"2022-01-04T15:29:00","date_gmt":"2022-01-04T15:29:00","guid":{"rendered":"https:\/\/hollandcapital.nl\/project\/compliancewise-2\/"},"modified":"2025-02-24T09:04:06","modified_gmt":"2025-02-24T09:04:06","slug":"compliancewise","status":"publish","type":"project","link":"https:\/\/hollandcapital.nl\/en\/project\/compliancewise\/","title":{"rendered":"ComplianceWise"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.23″ _module_preset=”default” background_color=”#213564″ background_enable_image=”off” background_position=”bottom_center” background_vertical_offset=”42%” background_blend=”soft-light” height=”30vh” custom_padding=”||||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.23″ _module_preset=”default” background_color=”#FFFFFF” min_height=”1002.2px” custom_margin=”||-53px|||” custom_padding=”57px||56px||false|” global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|tablet” admin_label=”Team Section Title ” _builder_version=”4.20.4″ _module_preset=”default” max_width=”1350px” custom_margin=”|auto|35px|auto|false|false” custom_padding=”||10px||false|false” custom_padding_tablet=”|||||true” custom_padding_phone=”0px||10px||false|false” locked=”off” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}” custom_css_main_element_last_edited=”on|tablet” custom_css_main_element_tablet=”margin-bottom:15px;” custom_css_main_element_phone=”margin-bottom:15px;”][et_pb_text _builder_version=”4.23″ _module_preset=”default” text_font=”Lato|700|||||||” text_text_color=”#243B66″ text_font_size=”30px” text_line_height=”1em” header_font=”Lato|700|||||||” header_font_size=”33px” header_2_font=”Lato|700|||||||” header_2_text_align=”center” header_2_text_color=”#1a243f” header_2_font_size=”33px” custom_margin=”||7px||false|false” custom_margin_tablet=”” custom_margin_phone=”||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”|0px|||false|false” custom_padding_tablet=”” custom_padding_phone=”|0px||0px|false|false” custom_padding_last_edited=”on|phone” header_font_size_tablet=”” header_font_size_phone=”30px” header_font_size_last_edited=”on|phone” header_2_text_align_tablet=”” header_2_text_align_phone=”left” header_2_text_align_last_edited=”on|desktop” header_2_font_size_tablet=”” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|phone” header_2_line_height_tablet=”” header_2_line_height_phone=”34px” header_2_line_height_last_edited=”on|phone” custom_css_main_element=”width: fit-content;||position: relative;” custom_css_after=”position: absolute;||content: ”;||right: 0;||top:40%;||width: 50px;||height: 1px;||background-color: var(–team-color);transform: translateY(-50%);” global_colors_info=”{}” custom_css_before_last_edited=”on|phone” custom_css_before_phone=”display:none;” custom_css_after_last_edited=”on|phone” custom_css_after_phone=”display:none;” header_2_line_height__hover_enabled=”off|desktop” custom_css_after_tablet=”position: absolute;||content: ”;||right: 0;||top:40%;||width: 50px;||height: 1px;||background-color: var(–team-color);transform: translateY(-50%);”]<\/p>\n

ComplianceWise<\/p>\n

[\/et_pb_text][et_pb_text _builder_version=”4.23″ _module_preset=”default” text_font=”Lato||||||||” text_text_color=”#B68013″ text_font_size=”16px” text_letter_spacing=”1px” width=”70%” custom_margin=”||8px||false|false” custom_margin_tablet=”||19px||false|false” custom_margin_phone=”||16px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||1px|||” custom_css_main_element=”color:var(–team-color);” global_colors_info=”{}”]<\/p>\n

ComplianceWise is a provider of KYC and AML software for accountants.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/hollandcapital.nl\/wp-content\/uploads\/2022\/12\/CW-logo-sept2022-1-400×250-1.png” title_text=”CW-logo-sept2022-1-400×250-1″ align=”right” align_tablet=”center” align_phone=”center” align_last_edited=”on|phone” _builder_version=”4.23″ _module_preset=”default” width=”50%” custom_margin=”|-4px|17px|||” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.23″ _module_preset=”default” background_color=”#EFEFEF” max_width=”1350px” custom_margin=”|auto||auto|false|false” custom_padding=”50px|65px|50px|65px|true|true” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23″ _module_preset=”default” text_font=”Lato|700||on|||||” text_text_color=”#B68013″ text_font_size=”16px” text_letter_spacing=”1px” custom_margin=”||19px||false|false” custom_margin_tablet=”||19px||false|false” custom_margin_phone=”||16px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||1px|||” custom_css_main_element=”color:var(–team-color);” global_colors_info=”{}”]<\/p>\n

Introduction<\/p>\n

[\/et_pb_text][et_pb_blurb title=”In portfolio since August 2022″ image_icon_background_color=”RGBA(255,255,255,0)” image=”https:\/\/hollandcapital.nl\/wp-content\/uploads\/2023\/11\/Molen_blauw_RGB.png” icon_placement=”left” image_icon_width=”45%” _builder_version=”4.23″ _module_preset=”default” header_font=”Lato||||||||” header_text_color=”#000000″ header_font_size=”20px” custom_margin=”10px||15px||false|false” custom_css_blurb_title=”margin-top: -3px;” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Technology” image_icon_background_color=”RGBA(255,255,255,0)” image=”https:\/\/hollandcapital.nl\/wp-content\/uploads\/2023\/11\/Molen_blauw_RGB.png” icon_placement=”left” image_icon_width=”45%” _builder_version=”4.23″ _module_preset=”default” header_font=”Lato||||||||” header_text_color=”#000000″ header_font_size=”20px” custom_margin=”||15px|||” custom_css_blurb_title=”margin-top: -3px;” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Venture & Growth” image_icon_background_color=”RGBA(255,255,255,0)” image=”https:\/\/hollandcapital.nl\/wp-content\/uploads\/2023\/11\/Molen_blauw_RGB.png” icon_placement=”left” image_icon_width=”45%” _builder_version=”4.23″ _module_preset=”default” header_font=”Lato||||||||” header_text_color=”#000000″ header_font_size=”20px” custom_margin=”||15px|||” custom_css_blurb_title=”margin-top: -3px;” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”compliance-wise.com” url=”https:\/\/compliance-wise.com\/” url_new_window=”on” image_icon_background_color=”RGBA(255,255,255,0)” image=”https:\/\/hollandcapital.nl\/wp-content\/uploads\/2023\/11\/Molen_blauw_RGB.png” icon_placement=”left” image_icon_width=”45%” _builder_version=”4.23″ _module_preset=”default” header_font=”Lato||||||||” header_text_color=”#000000″ header_font_size=”20px” custom_margin=”||15px|||” custom_css_blurb_title=”margin-top: -3px;” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23″ _module_preset=”default” text_font=”Lato|700||on|||||” text_text_color=”#B68013″ text_font_size=”16px” text_letter_spacing=”1px” custom_margin=”||8px||false|false” custom_margin_tablet=”||19px||false|false” custom_margin_phone=”||16px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||1px|||” custom_css_main_element=”color:var(–team-color);” global_colors_info=”{}”]<\/p>\n

About ComplianceWise<\/p>\n

[\/et_pb_text][et_pb_text disabled_on=”off|off|off” module_id=”module2-css-class” module_class=”module2-css-class” _builder_version=”4.23″ _module_preset=”default” text_text_color=”#000000″ link_text_color=”#B68013″ header_text_align=”left” header_text_color=”#000000″ text_orientation=”justified” custom_margin=”-2px||||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n

Financial institutions and service providers have to deal with the growing challenges of combating money laundering and complying with the Wwft (Prevention of Money Laundering and Terrorism Financing Act). The requirements that the Wwft imposes on financial service providers are becoming increasingly strict. These often complicated regulations and guidelines increase the pressure on these institutions and service providers, such as accountants.<\/p>\n

ComplianceWise offers customers a software application with which they can fully, easily and demonstrably comply with the Wwft. ComplianceWise thus gives accountants a ‘license to operate’ to do their work efficiently and effectively.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23″ _module_preset=”default” text_font=”Lato|700||on|||||” text_text_color=”#B68013″ text_font_size=”16px” text_letter_spacing=”1px” custom_margin=”||8px||false|false” custom_margin_tablet=”||19px||false|false” custom_margin_phone=”||16px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”||1px|||” custom_css_main_element=”color:var(–team-color);” global_colors_info=”{}”]<\/p>\n

Why are we investing in ComplianceWise?<\/p>\n

[\/et_pb_text][et_pb_text disabled_on=”off|off|off” module_id=”module2-css-class” module_class=”module2-css-class” _builder_version=”4.23″ _module_preset=”default” text_text_color=”#000000″ link_text_color=”#B68013″ header_text_align=”left” header_text_color=”#000000″ text_orientation=”justified” custom_margin=”-2px||||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n

We see clear potential in vertically focused applications for KYC and AML. The hyperfocus that ComplianceWise places on accountants in this field ensures that they have a very clear product that responds exactly to the needs of this customer group.<\/p>\n

Holland Capital’s investment will be used for further expansion and deepening of the product portfolio and for international growth.<\/p>\n

 <\/p>\n

[\/et_pb_text][et_pb_button button_url=”https:\/\/hollandcapital.nl\/en\/holland-capital-invests-in-compliancewise\/” url_new_window=”on” button_text=”Read the press release here” button_alignment=”left” disabled_on=”off|off|off” _builder_version=”4.25.1″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#213564″ button_bg_color=”#B68013″ button_border_color=”RGBA(255,255,255,0)” button_border_radius=”3px” button_font=”Lato|900|||||||” button_icon=”||fa||900″ custom_margin=”||||false|false” custom_padding=”||||false|false” hover_enabled=”0″ locked=”off” global_colors_info=”{}” theme_builder_area=”post_content” sticky_enabled=”0″][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=”on|on|on” _builder_version=”4.23″ _module_preset=”default” custom_margin=”50px|auto||auto||” custom_padding=”||10px|||” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.18.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23″ _module_preset=”default” text_font=”|900|||||||” text_text_color=”#213564″ text_font_size=”35px” text_line_height=”1.1em” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

Add on<\/p>\n

[\/et_pb_text][et_pb_divider color=”#B68013″ divider_weight=”4px” _builder_version=”4.18.1″ _module_preset=”default” transform_translate_linked=”off” width=”11%” module_alignment=”center” custom_margin=”-10px||||false|false” custom_padding=”0px||||false|false” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,1_5,1_5,1_5″ use_custom_gutter=”on” gutter_width=”4″ disabled_on=”on|on|on” _builder_version=”4.23″ _module_preset=”default” width_tablet=”” width_phone=”50%” width_last_edited=”on|phone” module_alignment=”center” min_height=”91.3px” custom_padding=”2px||50px|||” border_color_all=”#B68013″ locked=”off” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/hollandcapital.nl\/wp-content\/uploads\/2023\/01\/logo-02.jpeg” title_text=”logo-02″ url=”https:\/\/www.unpri.org\/” url_new_window=”on” _builder_version=”4.20.4″ _module_preset=”default” width=”75%” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.18.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/hollandcapital.nl\/wp-content\/uploads\/2023\/01\/logo-04.jpeg” title_text=”logo-04″ url=”https:\/\/nvp.nl\/” url_new_window=”on” _builder_version=”4.20.4″ _module_preset=”default” width=”75%” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/hollandcapital.nl\/wp-content\/uploads\/2023\/10\/logo_BVK.png” title_text=”logo_BVK” url=”https:\/\/www.bvkap.de\/home.html” url_new_window=”on” align=”center” _builder_version=”4.23″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.18.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/hollandcapital.nl\/wp-content\/uploads\/2023\/03\/3104587_1626073087104@1182×1182-e1679564489848.jpeg” title_text=”3104587_1626073087104@1182×1182″ url=”https:\/\/nlcares.nl\/nl\/” url_new_window=”on” _builder_version=”4.20.4″ _module_preset=”default” width=”86%” module_alignment=”center” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.18.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/hollandcapital.nl\/wp-content\/uploads\/2023\/03\/IMCweekend_metstichting-02_EPS_kopie.jpg” title_text=”IMCweekend_metstichting-02_EPS_kopie” url=”https:\/\/www.imcweekendschool.nl\/” url_new_window=”on” _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.20.4″ _module_preset=”default” background_color=”#FFFFFF” custom_margin=”0px||||false|false” custom_padding=”4px||100px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.20.4″ _module_preset=”default” custom_margin=”11px|auto||auto|false|false” custom_padding=”2px||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.18.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23″ _module_preset=”default” text_font=”Lato|900|||||||” text_text_color=”#283583″ text_font_size=”30px” text_line_height=”1.1em” custom_padding=”||0px|||” animation_direction=”bottom” text_font_size_tablet=”40px” text_font_size_phone=”24px” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

\u201cOur investment in ComplianceWise underlines the growing social importance of the Wwft and the added value of software solutions<\/span> that help with its implementation. We are excited about the opportunities we see in working<\/span> with the ComplianceWise team.\u201d <\/span><\/p>\n

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Technology portfolio<\/p>\n

[\/et_pb_text][et_pb_divider color=”#B68013″ divider_weight=”4px” _builder_version=”4.18.1″ _module_preset=”default” transform_translate_linked=”off” width=”11%” module_alignment=”center” custom_margin=”-10px||||false|false” custom_padding=”0px||||false|false” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.20.4″ _module_preset=”default” custom_margin=”-8px|auto||auto|false|false” custom_padding=”6px||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_portfolio fullwidth=”off” posts_number=”4″ include_categories=”42″ show_title=”off” show_categories=”off” show_pagination=”off” zoom_icon_color=”RGBA(255,255,255,0)” hover_overlay_color=”RGBA(255,255,255,0)” _builder_version=”4.23″ _module_preset=”default” custom_margin=”||-60px||false|false” global_colors_info=”{}”][\/et_pb_portfolio][et_pb_button button_url=”https:\/\/hollandcapital.nl\/portfolio\/” button_text=”ALL INVESTMENTS” button_alignment=”center” _builder_version=”4.25.1″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#B68013″ button_border_color=”RGBA(255,255,255,0)” button_border_radius=”3px” button_font=”Lato|900|||||||” button_icon=”||fa||900″ custom_margin=”55px||||false|false” custom_padding=”||||false|false” locked=”off” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.20.4″ _module_preset=”default” background_color=”#213564″ custom_margin=”||||false|false” custom_padding=”60px||29px||false|false” saved_tabs=”all” global_colors_info=”{}”][et_pb_row column_structure=”1_5,1_5,1_5,1_5,1_5″ make_equal=”on” _builder_version=”4.18.1″ _module_preset=”default” custom_margin=”|auto|6px|auto||” custom_padding=”0px||0px|||” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.18.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/hollandcapital.nl\/wp-content\/uploads\/2022\/11\/Holland-capital-logo-wit.png” title_text=”Holland capital logo-wit” _builder_version=”4.18.1″ _module_preset=”default” transform_translate_linked=”off” width=”91%” custom_margin=”||||false|false” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.18.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.18.1″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.18.1″ _module_preset=”default” custom_css_main_element=”margin:auto;” global_colors_info=”{}”][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.18.1″ _module_preset=”default” custom_css_main_element=”margin:auto;” global_colors_info=”{}”][et_pb_social_media_follow use_icon_font_size=”on” _builder_version=”4.18.1″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#283583″ button_bg_color=”#FFFFFF” button_border_color=”#FFFFFF” button_font=”|600|||||||” button_custom_margin=”||||false|false” button_custom_padding=”||||false|false” text_orientation=”left” background_layout=”dark” custom_margin=”||7px||false|false” global_colors_info=”{}”][et_pb_social_media_follow_network social_network=”linkedin” url=”https:\/\/www.linkedin.com\/company\/hollandcapital\/” icon_color=”#283583″ _builder_version=”4.18.1″ _module_preset=”default” background_color=”#FFFFFF” background_enable_color=”on” global_colors_info=”{}” follow_button=”off” url_new_window=”on”]LinkedIn[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,1_5,1_5,1_5″ _builder_version=”4.18.1″ _module_preset=”default” custom_margin=”|auto|6px|auto||” custom_padding=”22px||6px|||” global_colors_info=”{}”][et_pb_column type=”1_5″ _builder_version=”4.18.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.1″ _module_preset=”default” text_font=”Lato||||||||” text_text_color=”#FFFFFF” text_font_size=”16px” global_colors_info=”{}”]<\/p>\n

Amsterdam<\/strong><\/span>
Krijn Taconiskade 426
1087 HW Amsterdam
+31 (0) 20 3119411<\/p>\n

 <\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.18.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.18.1″ _module_preset=”default” text_font=”Lato||||||||” text_text_color=”#FFFFFF” text_font_size=”16px” global_colors_info=”{}”]<\/p>\n

D\u00fcsseldorf<\/strong><\/span>
Inselstra\u00dfe 34
40479 D\u00fcsseldorf
+49 (0) 211 96290120<\/p>\n

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Contact<\/strong><\/span>
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ComplianceWiseComplianceWise is a provider of KYC and AML software for accountants.IntroductionAbout ComplianceWiseFinancial institutions and service providers have to deal with the growing challenges of combating money laundering and complying with the Wwft (Prevention of Money Laundering and Terrorism Financing Act). The requirements that the Wwft imposes on financial service providers are becoming increasingly strict. These often complicated regulations and guidelines increase the pressure on these institutions and service providers, such as accountants. ComplianceWise offers customers a software application with which they can fully, easily and demonstrably comply with the Wwft. ComplianceWise thus gives accountants a ‘license to operate’ to do their work efficiently and effectively.Why are we investing in ComplianceWise?We see clear potential in vertically focused applications for KYC and AML. The hyperfocus that ComplianceWise places on accountants in this field ensures that they have a very clear product that responds exactly to the needs of this customer group. Holland Capital’s investment will be used for further expansion and deepening of the product portfolio and for international growth.  Add on\u201cOur investment in ComplianceWise underlines the growing social importance of the Wwft and the added value of software solutions that help with its implementation. We are excited about the opportunities we […]<\/p>\n","protected":false},"author":7,"featured_media":987498167,"comment_status":"open","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"project_category":[71,82],"project_tag":[],"class_list":["post-987503601","project","type-project","status-publish","has-post-thumbnail","hentry","project_category-technology-en","project_category-venture-growth-en-2"],"yoast_head":"\nComplianceWise - portfolio company Holland Capital<\/title>\n<meta name=\"description\" content=\"ComplianceWise is a portfolio company of Holland Capital. 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